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Katy vs River Oaks

Greater Houston, TX: ACS figures, FEMA flood zone, and commute for both

Should you live in Katy or River Oaks? Katy and River Oaks are both communities in the Greater Houston metro area. Katy has the lower ACS median owner-occupied home value, by about 53%. Katy is $376,800 against $795,278 for River Oaks. On FEMA maps Katy is not one single zone and River Oaks is Zone X (AREA OF MINIMAL FLOOD HAZARD). Every figure is sourced and linked.

Cost and Demographics

Both columns below come from the same Census ACS tables, so Katy and River Oaks are measured the same way and each side links its own source.

MetricKatyRiver OaksSource
Median owner-occupied home value (ACS)$376,800 (2023)$795,278 (2023)US Census ACS, US Census ACS
Median gross rent (ACS)$1,609 (2023)$1,865 (2023)US Census ACS, US Census ACS
Median household income$107,332 (2023)$105,888 (2023)US Census ACS, US Census ACS
Population23,900 (2023)42,931 (2023)US Census ACS, US Census ACS

Flood Zone in Each Community

FEMA maps Katy as more than one flood zone and River Oaks as Zone X (AREA OF MINIMAL FLOOD HAZARD). Where the zone varies, whether flood insurance is federally required depends on the specific address rather than the community.

FEMA flood zoneVARIES (AE, X)X (AREA OF MINIMAL FLOOD HAZARD)
Special Flood Hazard AreavariesNo

Each designation was sampled at the community centroid and at four points about a mile out; "varies" means those samples disagreed, so the community genuinely has no single zone. Check a specific address on the FEMA Map Service Center before drawing an insurance conclusion either way.

Commute to Job Centers from Each

Estimated one-way minutes from each community's centroid to every major Houston employer campus, so the same commute is priced from both sides.

Job centerKatyRiver OaksCloser
Houston Methodist60 min6 minRiver Oaks
Memorial Hermann60 min6 minRiver Oaks
Chevron63 min7 minRiver Oaks
MD Anderson61 min7 minRiver Oaks
NRG Energy64 min8 minRiver Oaks
Devon Energy40 min17 minRiver Oaks
SLB32 min25 minRiver Oaks
Baker Hughes30 min27 minRiver Oaks
ConocoPhillips30 min27 minRiver Oaks
McDermott International30 min27 minRiver Oaks
Sysco30 min27 minRiver Oaks
Halliburton70 min31 minRiver Oaks
United Airlines73 min38 minRiver Oaks
Daikin40 min75 minKaty
NASA107 min53 minRiver Oaks
ExxonMobil71 min54 minRiver Oaks
HPE71 min54 minRiver Oaks

Straight-line distance converted at ~45mph effective speed. Estimates are not measured drive times. Real I-10, 290 and 59 traffic can exceed them.

Want this scored against your actual constraints? Run the match engine →. It weighs commute, cost, housing and risk instead of leaving you to eyeball two columns.

Full Katy data · Full River Oaks data